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A Bear Market Playbook You Write Before the Bear
Decisions made during a 30% drawdown are the worst decisions you'll ever make. Write the rules now.
The playbook is simple: rebalance to target on a schedule, harvest tax losses while you're at it, increase contributions if income is stable, and don't read the news more than once a week.
Print the page. Sign it. Put it in a drawer. The future, panicking version of you will need a letter from the present, calmer one.