Real Estate
Mortgage Math in 2026: When to Pay Down vs Invest
With mortgage rates near 6.5%, the old 'always invest the difference' advice needs an update.
Caleb Norse · Apr 07, 2026 · 8 min
Investing
ESG Investing Without the Fairy Dust
Most ESG funds are just expensive large-cap funds with marketing. A few aren't. Here's how to tell.
Iliana Ferreira · Mar 31, 2026 · 9 min
Money System
Budgeting on an Irregular Income
Freelancers, commission earners, and small-business owners need a different system. Salary advice doesn't work.
Nora Halberg · Mar 24, 2026 · 7 min
Markets
A Bear Market Playbook You Write Before the Bear
Decisions made during a 30% drawdown are the worst decisions you'll ever make. Write the rules now.
Aris Demir · Mar 17, 2026 · 8 min
Cash
Are I-Bonds Still Useful in 2026?
The headline rate has cooled, but the fixed-rate component is the most generous it's been in fifteen years.
Yuki Tanaka · Mar 10, 2026 · 6 min
Personal Finance
Leverage Is Borrowing Against Your Future Self
Margin loans, BNPL, and home equity lines all share a structure that's easy to underestimate.
Caleb Norse · Mar 03, 2026 · 7 min
