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Personal Finance
529 Plans Without the Hype
Tax-advantaged, flexible after recent law changes, and finally usable for Roth IRA rollovers. The case is stronger than ever.
State tax deductions vary widely. Check your state's plan first; most have a meaningful in-state benefit.
Recent rule changes allow rolling unused 529 balances into a beneficiary's Roth IRA, up to lifetime limits. That removes much of the 'what if they don't go to college' worry.